Welcome to the Oregon Insurance Guaranty Association’s website. We hope that you find this site helpful in providing information regarding the purpose of the OIGA and how it protects Oregon policyholders and claimants in the event of a property and casualty insurance company insolvency.
WHO WE ARE
The Oregon Insurance Guaranty Association, a non-profit statutory entity created and governed by ORS 734.510 – ORS 734.710 in 1971, is the property and casualty insurance guaranty association for the State of Oregon. The Association is composed of most insurance companies licensed to sell property and casualty insurance in Oregon.
WHAT WE DO
In the event that a member insurer is deemed insolvent and is ordered to be liquidated by a court, Oregon state law enables the Oregon Insurance Guaranty Association to provide protection up to the limits specified by state law to certain Oregon based policyholders and claimants who are holders of property and casualty insurance policies issued by the insolvent member insurer.